Loanontime offers what every serious loan originator seeks in a mortgage company.

Following are some of the highlight point:

• Great technology platforms with a virtual office capability:
  - Quick qualify, our online underwriting engine can look into different scenario
  - Ability to register and lock loans via the internet.
  - Paperless loan submissions and clearing of conditions
  - Ability to watch critical rate information.
  - Ability to view your pipeline online.
  - Ability to see the status each loan from registration to funding.
  - Ability to access important forms via the web.
  - Access to message board and FAQs.
• Incredible processing team with a highly skilled support staff.
• Full service mortgage broker with access to over 50 lenders and preferred pricing for our branches.
• Ease of transition: - Simple transitions from current mortgage company to Loanontime. - Quick and easy branch transition.
• High commission pays structure. You keep what you earn.

Unsurpassed branch support: When you need assistance or have a problem or a question, we're right there with support, solutions and answers. Please refer to our "In-house Contact List" on the in-house web, to determine exactly to whom you direct your queries.

Product line: Our ever-growing list of preferred lenders and investors allows you a wide mix of product offerings in multi-state geographic markets. We have it all, Conventional A, Alt A, Sub-Prime, debt consolidation, 100%, No Down Payment Commercial, Multi-Family, Construction and Land lending, we offer Reverse Mortgages as well as Private Money Lending. And If you prefer use a lender that is not on our list, we can apply and add in to our lender list, and we are constantly adding new lenders to our approved list.

Better pricing incentives: Being part of organization like Loanontime, allows you to receive the pricing benefits and speed featured by volume mortgage banking institutions.

Marketing: Certainly you will need to continue marketing. However, with your administrative duties reduced, you'll have the time to develop and increase your customer base and referral sources. Loanontime will also provide frequent advertising and lead generation opportunities for you to participate in. We also have a number of marketing helps and a very senior and experienced marketing executive on staff to assist you. And we have two special marketing program called Contact Marketing Planer and Customer for Life. On our website you can easily download sales and marketing materials that will ensure your success. Promote yourself with newsletters, flyers, post cards, websites, open house flyers and much, much more.

Technology platform: We offer you a Web-based system that you can access 24/7 from anywhere with an Internet connection to connect your pipeline and manage your prospect. Also on our main webpage provide the ability to monitor the status of the processing from application through funding. You will now be able to originate loans from anywhere at any time through the internet! Also the Virtual Office is an online site which will give you various forms and documents for each department which is useful to your business. The site also contains the daily rate sheet, contact list for corporate and many other very useful information. This is also where you will log in to access your Pipeline as well as to upload, register and lock loans. You can also use the upload feature to upload your loan submission in part or in whole.In addition most third party service providers such as Escrow, Credit Report, and Appraisal Report will enable you to instantly order (and track) and even closing docs. No more chasing faxes! All forms and request documents are able to download online, less wasted time and resources, allowing you to be more competitive than ever. Personalize website and online marketing service will help you promote yourself never better and easier.

Real Estate Transaction Support: For the agent who has a previous record and the experience of selling real estate may be act as a Realtor SVI Group. For more information please check the Realtor section. For those who lack the required experience may still participate, you can working with one of our In-House and senior Realtors. You will maintain control over your clients while having the ability to earn additional commissions!

Other Support: Loanontime have a special source for business cards and flyers printing at discount rate, and you will receive 500 business cards for free when you joint Loanontime, and also we will support our agents to advertise themselves, if you meet the sales quota, Loanontime will pay 50% -80% of your next marketing cost! We will provide all of our staffs and agents with a loanontime.com email address to facilitate better and quicker communications between the corporate office and our branches and all the email can transfer to your personal email too!

        To attend a In-house Training!