Our Training for Loan Officers includes:

• Complete a loan application accurately and legibly
• Read a rate sheet and structure all types of program and situation
• Practice to speak with people may interest to borrow fund in different purpose
• Sell a mortgage as a service and not a product
• Improve Phone skills
• How to return your prospect customer phone call
• Write a cover letter on a complicate file and sort documented file that makes sense
• How to explain GFE's, TIL's, APR's, and closing costs to borrowers so you and they can fully understand them
• Prepare all the paper work to avoid more conditions that make it fully clear in one time
• Understand the details and variables of all loan programs available and how to sell it
• Read and calculate income and tax returns
• Compete against the internet and the liars using specific and proven tactics
• Use the financial calculator to solve the problem for customer for equity acceleration, taxable, equivalency, investing for future value with monthly savings…
• How to get commitment from every borrowers
• How to be the successful loan officers
• Utilize direct mail pieces, lead companies, fundraising programs, email ideas, website solutions, inexpensive advertising ideas, pre-written letters, flyers…

How to start with a Loan Application:

• Getting Organized
• Conversation Sheet
• Things To Do Today
• The Pre-Application Interview
• Document Check List
• Basic Lenders Guidelines

Federal Regulations & Compliance:

• Residential Real Estate Loans
• Equal Credit Opportunity Act
• Equal Credit Opportunity Act Notice
• Notice of Counteroffer
• Notice Regarding Your Uniform Residential Appraisal Report
• Notice of Credit Denial or Termination
• Real Estate Settlement Procedures Act (RESPA)
• Good Faith Estimate
• Addendum to Good Faith Estimate
• Mortgage Servicing Transfer Disclosure
• Settlement Statement
• Controlled Business Arrangement Disclosure
• Initial Escrow Account Statement
• Truth-in-Lending
• Notice of Right To Cancel
• The Home Ownership and Equity Protection Act