OUR PROGRAMS
Conforming Loan
We provide the loan program which meets specific guidelines set by two government-sponsored institutions, Fannie Mae and Freddie Mac. Getting a conforming loan will benefit you because eligibility, pricing and features are standardized.
Conforming loan limit for 2022 is up to $822,375 depending on the limit in individual county .
Non-QM Loan
We understand every family has different financial situation, no matter if you are self-employed with a lot of income tax write-off’s, have less than perfect credit history or even you are a foreigner who wants to invest in the US real estate market, we have alternative solution to help you get a home mortgage loan!
Refinancing Surges As Homeowners Pull
Out The Most Cash in 12 Years.
Refinance lending has nearly doubled over the past three quarters, according to Black Knight. Cash-out refinances were up 24% since the last quarter of 2018 and made up 52% of all refinances. Homeowners withdrew a collective $36 billion in home equity, the highest amount in nearly 12 years.
Market News
Tue, 11:17 AM ET
The MBA reports that mortgage credit availability decreased in June falling by 0.3% to 119.6, according to the Mortgage Credit Availability Index (MCAI). A decline in the MCAI indicates that lending standards are tightening, while increases in the index are indicative of loosening credit.
10:39 AM ET
Redfin reports that the national median asking rent rose 14% in June from a year earlier, the smallest annual increase since October.
8:22 AM ET
Eurozone yields decline on concerns over the economic outlook, U.S. yields tumble, 10-yr 2.92%. Mortgage Bonds open higher. Bonds get an additional boost from falling stock futures and oil prices. WTI oil $99.15, -$4.94. The Treasury will sell $33B 10-yr notes today. Stay tuned.
