OUR PROGRAMS
Conforming Loan
We provide the loan program which meets specific guidelines set by two government-sponsored institutions, Fannie Mae and Freddie Mac. Getting a conforming loan will benefit you because eligibility, pricing and features are standardized.
Conforming loan limit for 2022 is up to $822,375 depending on the limit in individual county .
VA / FHA Loan
FHA loans and VA loans both are government-insured mortgages. The distinction is that VA loans are available to eligible military service members, veterans, and surviving spouses, while FHA loans are available to any borrower who qualifies under FHA lending standards.
Jumbo/Super Jumbo Program
Our jumbo loan options include flexible adjustable rates & fixed rate products with financing for loan amounts up to $5 million.
Interest only options are available for qualified borrowers!
Non-QM Loan
We understand every family has different financial situation, no matter if you are self-employed with a lot of income tax write-off’s, have less than perfect credit history or even you are a foreigner who wants to invest in the US real estate market, we have alternative solution to help you get a home mortgage loan!
Home Purchase Bridge Loan
If you need a quick and easy close loan to compete with all those full cash buyers or if you want to buy a new property without selling your current property for down payment, we have tailor made solution for you!
Refinancing Surges As Homeowners Pull
Out The Most Cash in 12 Years.
Refinance lending has nearly doubled over the past three quarters, according to Black Knight. Cash-out refinances were up 24% since the last quarter of 2018 and made up 52% of all refinances. Homeowners withdrew a collective $36 billion in home equity, the highest amount in nearly 12 years.
How Much Can I Afford
Market News
Tue, Jul 12 - 11:17 AM ET
The MBA reports that mortgage credit availability decreased in June falling by 0.3% to 119.6, according to the Mortgage Credit Availability Index (MCAI). A decline in the MCAI indicates that lending standards are tightening, while increases in the index are indicative of loosening credit.
10:39 AM ET
Redfin reports that the national median asking rent rose 14% in June from a year earlier, the smallest annual increase since October.
8:22 AM ET
Eurozone yields decline on concerns over the economic outlook, U.S. yields tumble, 10-yr 2.92%. Mortgage Bonds open higher. Bonds get an additional boost from falling stock futures and oil prices. WTI oil $99.15, -$4.94. The Treasury will sell $33B 10-yr notes today. Stay tuned.
