Purchase Loan Special: Jumbo 5 Year ARM 1.875%

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Conforming Loan

We provide the loan program which meets specific guidelines set by two government-sponsored institutions, Fannie Mae and Freddie Mac. Getting a conforming loan can benefit you because eligibility, pricing and features are standardized.


Conforming loan limit for 2021 is up to $822,375 depending on the limit in individual county .

VA / FHA Loan

FHA loans and VA loans are both government-insured mortgages.

The distinction is that VA loans are available to eligible military servicemembers, veterans and surviving spouses, while FHA loans are available to any borrower who qualifies under FHA lending standards.

Jumbo/Super Jumbo Program

Our jumbo loan options include flexible adjustable rate, fixed rate products with financing for loan amounts up to

$5 million.


Interest only options are available for qualified borrowers.

Non-QM Loan

We understand every family have different financial situation, no matter if you are self employed with a lot of income tax write-off’s or have less perfect credit history or even you are a foreigner who want to invest in the US real estate market, we have alternative solution to help you get a home mortgage loan.

Home Purchase Bridge Loan

If you need a quick and easy close loan to compete with all those full cash buyers or if you want to buy a new property without selling your current property for down payment, we have tailor made solution for you!

Refinancing Surges As Homeowners Pull

Out The Most Cash in 12 Years.

Refinance lending has nearly doubled over the past three quarters, according to Black Knight. Cash-out refinances were up 24% since the last quarter of 2018 and made up 52% of all refinances. Homeowners withdrew a collective $36 billion in home equity, the highest amount in nearly 12 years.

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Market News


Wed, Jan 26 - 10:13 AM ET

December New Home Sales up 12% from November to an annual rate of 811K units vs the 760K expected.

9:38 AM ET

As expected, stocks open higher ... Dow +245 points.


8:30 AM ET

MBA: Market Composite Index -7.1%, Purchase Index -1.8%, Refinance Index -12.6%. 30-yr fixed-rate mortgage +8bp to 3.72%, highest since March 2020, with 0.43 in points.


8:19 AM ET

Ahead of this afternoon's release of the Fed's monetary policy statement at 2:00 p.m. ET, Mortgage Bonds are flat as is the 10-yr yield at 1.78%. Stock futures higher. December New Home Sales due out at 10:00. Stay tuned.

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Contact Info:

97 E. Brokaw Road, #110

San Jose, Ca 95112